SPY vs XLF

SPDR S&P 500 ETF against The Financial Select Sector SPDR Fund — live side-by-side technical comparison.

Prices as of 2026-11-10T17:31:59+00:00 UTC · updates daily

Who leads right now

XLF leads 5 of the 7 windows we measure — over 1 month SPY is -4.1% and XLF +6.5%; over year to date SPY is +9.5% and XLF +6.4%. The SPY/XLF price ratio stands at 12.8218, below its 50-day average of 13.69, and below the 200-day average of 13.5771. A ratio above its own average means SPY is gaining on XLF; on this reading the recent edge belongs to XLF.

SPY/XLF over the last year

SPY/XLF price ratio · dashed: its 50- and 200-day lines · ratio above its 50-day line = SPY gaining on XLF
11.7912.8413.8914.94
Both rebased to 100 on 2025-11-10
97.96100106.6114.3SPYXLF
Ask
Compare SPY and XLF: which has been stronger over the last year, and where does each stand against its 200-day average? Ask the analyst about this pair →

Performance side by side

SPYXLF
Price$746.61 $58.28
1 day -0.8% +0.5%lead
5 days -1.0% +1.9%lead
1 month -4.1% +6.5%lead
6 months +1.2% +13.8%lead
Year to date +9.5%lead +6.4%
1 year +9.7% +10.0%lead
2 years +24.9%lead +18.5%
52-week position 77% of range 86% of range
52-week range $629.28–$781.62 $47.67–$60.04
vs 50-day average below $764.95 above $55.92
vs 200-day average above $730.97 above $53.87
RSI (14) 43 61
Next earnings — —

Where each one stands

SPY — SPDR S&P 500 ETF

SPY trades at $746.61, below its 50-day average of $764.95, and above the 200-day at $730.97. It sits at 77% of its 52-week range ($629.28–$781.62); 14-day RSI is 43, in neutral territory; an average session moves it about 1.6%. For levels, the first level overhead is $750.00 (0.4% away) and the first support below is $730.97 (2.2% down). On the checklist the page runs for every asset, 2 of 6 checks read bullish — the lean is bearish.

XLF — The Financial Select Sector SPDR Fund

XLF trades at $58.28, above its 50-day average of $55.92, and above the 200-day at $53.87. It sits at 86% of its 52-week range ($47.67–$60.04); 14-day RSI is 61, in neutral territory; an average session moves it about 1.7%. For levels, the first level overhead is $58.50 (0.4% away) and the first support below is $56.92 (2.3% down). On the checklist the page runs for every asset, 6 of 6 checks read bullish — the lean is bullish.

Which one moves harder

Both move about the same amount day to day (1.6% and 1.7% of price), so the same position size carries comparable risk in either.

What would change the picture

The comparison turns on those levels: SPY clearing $750.00 or losing $730.97; XLF clearing $58.50 or losing $56.92. Until one of them gives way, the relative reading above stands.

Questions people ask about SPY vs XLF

Which is performing better right now, SPY or XLF?
Over the past month SPY is -4.1% and XLF is +6.5%, so XLF is ahead on that window. Year to date the figures are +9.5% for SPY and +6.4% for XLF.
Which has done better over the last year, SPY or XLF?
Over the last year SPY is +9.7% and XLF is +10.0%, so XLF is ahead on that window. Over two years it is +24.9% against +18.5%.
Is SPY or XLF more volatile?
Both move about the same amount day to day (1.6% and 1.7% of price), so the same position size carries comparable risk in either.
What are the key levels for SPY and XLF?
SPY: resistance $750.00, support $730.97; XLF: resistance $58.50, support $56.92. Levels come from recent swing zones and round numbers, recomputed daily.
What does the SPY/XLF ratio mean?
It is simply SPY's price divided by XLF's — 12.8218 today. When the ratio rises, SPY is outperforming; when it falls, XLF is. Comparing it to its own 50- and 200-day averages shows whether the current leadership is new or long-standing.

Full technical briefs

SPY →
SPDR S&P 500 ETF
Full technical brief: trend, levels, chart, news
XLF →
The Financial Select Sector SPDR Fund
Full technical brief: trend, levels, chart, news

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